When exchanging crypto, you often have to choose between a fixed rate and a floating rate. Each has its pros and cons depending on market conditions. To see how these rates differ in practice, browse all exchange rates and look for rate type icons.
Fixed vs Floating Exchange Rates
Compare different rate types and learn which one is better for your trading strategy.
Last updated: 2026-05-28
Fixed Rate
The rate is locked at the moment of order creation. This protects you from price drops during the transaction. However, fixed rates are usually slightly higher to cover the exchanger's risk.
Floating Rate
The rate is determined when the transaction is confirmed on the blockchain. This can be better if the price moves in your favor, but risky if it drops. Floating rates are often closer to the market price.
Which One to Choose
Use fixed rates for peace of mind and when you need an exact amount. Use floating rates in stable markets or when you want to minimize service fees. For more tips, see our safe exchange guide.
Rate type selection checklist
Check the "lock" time for fixed rates (usually 15-30 mins).
Understand the risk of price volatility with floating rates.
Compare the initial offer for both types for your pair.
Consider the network speed (slow networks favor fixed rates).
Common questions
Why is the fixed rate usually higher?
Exchangers add a small premium to protect themselves from market volatility while your transaction is being confirmed.
Can a floating rate change significantly?
Yes, if the market is volatile and the network is slow, the final rate can differ by several percent from the initial estimate.
Related category
Start finding better crypto exchange rates today
Compare live offers from verified exchangers and choose the best one. It's simple — find the best exchange rate in just a few seconds.
👉 Find best rate